Assisting with Real Estate Transactions

Whether yours is a small or large real estate transaction, things can get out of hand.  There is a buyer and a seller, a lender, and often a realtor for both buyer and seller. Perhaps a mortgage broker.  All have their own interests in mind.

Who is going to coordinate the vital or hectic behind the scenes work of your real estate closing?  Who is going to search the public records and assure there are no claims or liens against the property?

At Grudowski & Thompson, our experienced professionals ensure that your real estate closing is conducted in accordance with current real estate law and the requirements of both the lender and the title company.  In real estate transactions, mistakes can be costly, so our goal is perfection.

• We provide full Title Search and examination
• We counsel buyers and sellers, helping avoid costly mistakes
• We review all documentation for correctness and accuracy

Contact Grudowski & Thompson today, or complete our Title Search Order Form.  We’ll be in contact shortly.

What is Title Insurance?

At Grudowski & Thompson, all post-closing matters, including the issuance of the Title Insurance Policy. Why title insurance?  When purchasing real estate, it’s important that you receive clear title to the property.  You must be informed of any existing rights or claims that may threaten your title and possession of the property.  Title insurance provides important protection against any future claims.

If a claim is made, the title insurance company protects you by defending your title at no cost to you and bears all costs in settling the case.

• Title insurance rates are established by the Pennsylvania Department of Insurance
• The rate is determined by the purchase price of the property (when buying) or loan amount (when refinancing)
• The original premium is your only cost, as long as you or your heirs own the property

Full Real Estate Closing Services

During your Real Estate transaction, Grudowski & Thompson offer the following services:

• Full title search and examination
• Counsel buyers and sellers
• Obtain and prepare all documents required for closing
• Review all documentation for closing in order to ensure accuracy
• Ensure the closing is conducted in accordance with the lender and title company requirements
• Disburse funds at closing to appropriate parties and ensure all liens are satisfied on the record
• Record deed. Mortgage(s), poa’s, etc. with the Recorder’s Office
• Handle all post-closing matters, including the issuance of the Title Insurance Policy

Full Real Estate Law Support

At Grudowski & Thompson, we also provide the following real estate related legal services:

• Agreements of Sale & Leases
• Quiet Title Actions
• Seller Disclosure Matters
• Commercial Transactions
• Estate Planning
• Bankruptcy
• Incorporation Services

Contact Grudowski & Thompson today, or complete our Title Search Order Form.  We’ll be in contact shortly.

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